Hi All,
In 2005 a friend of mine had taken a loan from icici, He left the company a year later. After two years I got call from ICICi that he has defaulted on the loan and I should make payment as I am co applicant. This is absurd cause I never signed as co applicant for any loan and I never got any money from icici as loan. I helped icici get in touch with that fellow somehow. He updated me a few days later everything has been taken care of and the loan has been closed.
Now in 2014, 7 years later icici is calling me and telling the same story that he has defaulted and entire amount is balance for payment. They are going a step further and calling my parents, they are 60+ age and threatening them and using abusive language. I have no idea were the fellow who took the loan is, we never stayed in touch after he left the company in 2006.
Someone tell me how to resolve this. I have told my parents to give police complaint. This has to stop. The bank has no rights to bother my parents. What action should I take to resolve this if anyone has experience please let me know.
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