Doubble deduction of Home Loan in a month of July’12 by Axis Bank

Location/place: Jamshedpur, Jharkhand

Name of company/service: The Tinplate Company of India Limited

Dear Sir,

I am working in The Tinplate Company Of India Limited ( A Tata Group of Company), Golmuri, Jamshedpur , Jharkhand. My Monthly salary comes through Axis Bank.Every month Salary goes to Axis Bank on the Date 3 to 4. It has been credited within 2 Days i e on 6th /7th of the date, After that Home Loan (Which I have taken from Axis Bank) has been deducted by the bank which is about Rs 11230/Month)
In my July ’12 Month salary i.e Rs 22574.95 has been sent to Axis Bank on 3/4 the of the date, By default – Axis Bank-Loan Branch has been deducted double Home Loan.Due to this Balance not shown , when checked at Axis Bank ATM. on 07 July’12
I lodged a complain in Axis Bank,Loan Section Sakchi Branch on 11th of July’12, They accept their fault & told that within 7 Days (i.e 19th July’12)Money has been revert back. But on 19th July ’12 revert money has not been shown in the balance .I keep complained to the bank but Till 21st July’12 It has not been shown in the balance when checked at the ATM , recipt No SPCNO1220, Card No xxxxxxxxxxxx3797 . On 22 July’2012 the balance has shown when checked at the ATM-recipt No SPCNO1220, Card No xxxxxxxxxxxx3797. In every Months salary shown in the statement in the bank on the date 6th /7th

In my family I have 2 children with wife. Due to this I was in problem of July’12 Month expenditure for lively hood.I could not submit,Car loan, School Fee of my children, Milk Bill etc also. I have taken CAR Loan from the SBI, Bistupur Branch , Jamshedpur, Against loan I have given cheque(Rs 3294/-) of Axis Bank , which goes for clearance after 17 of the date , Due to balance not shown in my account in Axis Bank , it has been bounced ( Cheque No 940518). Axis Bank deducted Rs 393.26 against cheque bounced . Again SBI Bistupur Branch phoned me for Cheque bounced & told me on 18th July’12 to deposit immediately the loan amount in cash with fine of Rs 100/
I told to Axis Bank -Loan Sanction , Sakchi branch that due to your mistake as the double deduction of Home Loan has been done,I was in mentally ,physically tension along with my family.I told him verbally that You have to pay rs 50000/- against this default. They did not respond.
I would there fore request you kindly to intervene in this matter & provide claim .
Yours Faithfully
Rakesh Kumar Sinha ( Mobile no 9470128737)
01 E Johila Flat, Johila Road
Tinplate, Golmuri , Jamshedpur -3,
Jharkhand
e-mail ID – [email protected]
Details of my Account no :-
Axis Bank – Bistupur Branch
Saving Bank Account No – 012010100069720
Home Loan Account No – 245010600337526
SBI – Bistupur Branch
Car Loan Account no – 31000800971


Comments

One response to “Doubble deduction of Home Loan in a month of July’12 by Axis Bank”

  1. Rakesh Kumar Sinha Avatar
    Rakesh Kumar Sinha

    Kindly do the needful at earliest

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