Hello, The Acme Housing Group started marketing their new venture in Thane (Acme Ozone II) in the year 2009, without the CC for its project. I booked the flat in Sept 2010 by paying the booking amount (20% of agreement value). Approached the bank for Home Loan towards balance part, but been updated by the Bank that they require CC for the project to disburse loan. Hence I could not proceed further, despite having In Principle Sanction of Home Loan from ICICI Bank, which was valid for 6 months.
Work for said Project was started in the year 2013 and developer started sending Demand Letter to me, despite the pending CC for said project. I reverted developer, asking them to give copy of CC in order to initiate the loan disbursement from my Bank.
The CC for said project was received by developer in December 2013 and post that I again approached my Bank for Home Loan Sanction, as the earlier In Principle Sanction was expired. After completing the sanction facility the loan disbursement process was started by my Bank on 27.12.2013.
Since then the payment against developer’s demand is regular from my side. Moreover on 31.08.2014, I got mail from developer that there is no due from my side against the purchase of flat in project Acme Ozone.
Now on 10.09.2014, I received a letter from developer claiming the amount of interest (@ 24 %) for the delayed payments. I met and appraised them with the facts, but they still insisted on their claim for interest. I have the emails sent from my side to developer and their revert, which confirms my stand, but developer seems like the least bothered about such evidences.
I would really want to take it legally against this developer ‘Acme Housing’ which is since day 1 giving us the mental torture and harassment for money, illegally. Please let me know whether I should be really filing an FIR/ case against this developer. I would like to take a serious actions against such type of imbecile behavior from this developer. Thanks, Mukesh
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