Location/place: Navi Mumbai
Name of company/service: Capital First Ltd.
I had taken a loan of Rs 12700 from Capital First ( formerly known as Future Capital Ltd.) in Oct 2012 to be repayable in monthly installments of Rs 1059 through ECS from my IDBI savings account No 0302104000051439. The installments for Dec 2012 and Jan 2013 were deducted from my account but reversed back on the same day for reasons best known to the organisation. On my enquiry their executive told me that they are having clashes with IDBI and that it will regularise shortly. However to my surprise I recieved a notice from them stating that I will have to pay Rs 3800 as installment default charges intrest and also the installments for the said two months of Rs 2118. Inspite of repeated telephonic conversations with their concerned executives they have not responded to solve the problem, but have put up my name in the defaulter list for which neither am I liable nor responsible. This episode has caused immense loss of reputation as I am a professional entrepreneur. Also due to this I am facing numerous problems in my business transactions and processing of other loan. Kindly assist me as early as possible. Thanking You,
Abhijeet Mandlik.
9773069415.
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