harrasment & fraud

Location/place: mumbai

Name of company/service: religare finvest ltd

Respected sir,

I sayed Mohsin Residing at Sakinaka, I had taken loan from Religare Finevest ltd on my commercial vehicle with registration no MH 15 CK 2290 having loan A/c no XOCVGHT00023763 on 30/04/2011. My last EMI date 04/01/2013.My first three EMI was up to date. I had put my vehicle at Tata Motor Authorized Dealer Unitect Automobile Pvt ltd for repair works on 13/09/2011 because of Tata motors Delayed work for two months and improper work I was not able ply my vehicle on road and my business was affected because of which I was not able to pay my EMI however the fight between me and Tata motors took a long time for Tata motors delayed & improper work of two months .till that Religare was not interested in waiting for my Relief by Tata motors and filed a case of arbitrator at New Delhi in Feb 12.Inspite of I had signed the agreement at vile parle office in Mumbai they filed the case at New Delhi I had gave them the Cheque at Mumbai of kurla nagrik shakhari bank (Kurla branch) they filed the u/s 138 of M.I.Act at Bangalore this proves their wrong Intention of harassing me by making me run from North to South which was Impossible for me as my condition was very poor. on 01/06/2012 they sent a warrant against me from Bangalore Magistrate court at my local police station because of that in such miserable condition I had to go Bangalore and seek Bail however taking financial help from my neighbors and friends I managed to get bailed from Bangalore on 14/06/2012 and after that on 30/08/2011 they send me another notice by post to be presented in the court at New Delhi on the same date for hearing which was impossible however they recovered my vehicle from Tata Motors even though I was having a dispute with Tata motors for quality& rate dispute & billing of Rs150000/-.both religare Finevest ltd and Tata motors settled the account without giving me any information & religare Finevest LTD added the amount of Rs-150000/- in my account that they have paid to Tata motors& not ready to show me any documents or paid bill of Tata motors’ was ready to pay Religare Finevest ltd Amount of Rs 1200000/- they started avoiding me by making false commitment like keeping a meeting for the settlement and never replied to any of my letters not ready to show me my vehicle neither showed me any court orders and one day they sent me a letter of sale of vehicle in Rs 800000/- again I requested them not to sale my vehicle in very low price below the market value i.e. 1200000/- which I was ready to pay without giving any heed to my request they sold my vehicle, God knows what was their personal Interest in selling my vehicle in a very low price. At the time of purchase of vehicle i had arranged the earnest money of rs-400000/- borrowing from market that is also my big loss After they Recovered and sold my vehicle . on 11/01/2013 they again called me at Bangalore to proceed the 138 case and said they have not received any letters from me, whatever I have talk to them prayed them verbally, I had written in letters & I have all copies & i have done register id .I had also written a letter to thane RTO for objection of transfer of vehicle as the in justice done to me by passing one sided order passed by New Delhi court without hearing my side, they are unnecessarily harassing me & my family members putting in great depression because of which my mother suffered a minor heart attack, she is heart ,blood pressure & diabetic patient. Today I have no source of income & I can’t go to Delhi & Bangalore. Because I cant bear travelling charges, advocate fees & living expenses which would cost thousands of rupees.
I request to dismiss my checque bouncing case at Bangalore as they had already sold vehicle & recovered the financed amount. now threats are coming from unknown person coming to my house asking me to meet personally .every order was passed ex-party i was not able to go Delhi as my financial condition was poor request you to proceed the same case in Mumbai to show my documents & seek justice .I request you to please look after my matter & take a strict action against religare finvest ltd by investigation from higher authorities like vigilance, crime branch & cbi with joint hands i request you to please help me
To get out of force full blackmailing & to get N.O.C letter from Religare finvest L.T.D Or you
Arrange me a public prosecutor from your legal department to help me for seeking justice
as my financial condition are not good to appoint an advocate & pay the court fees also pray you to look in this matter for the appropriate rate of interest & other rules & regulation are properly followed by Religare Finvest L.T.D, as per R.B.I terms & condition’s don’t know how many people are suffering in same condition I hope your proper action will help them also. again I request religare finvest ltd to give me my vehicle back as i am paying more than the sold amount. Me & my family my mother are in great depression because of this blackmailing & if anything happens to me & family my mother Religare Finvest L.T.D. will be solely responsible.