Dear Sir, I am Washim Ahamed and I want to press charges of cheating, forgery and mental harassment on the following people 1. Mr. Vinod Sharma (Employee of SBI Jhandewalan (Delhi) branch, Mob: +91 8510099312) 2. Mr. Rajeev Sexena (Employee of SBI Jhandewalan (Delhi) branch, Mob: +91 9990827755) 3. Mr. Jayprakash Tiwary (Employee of SBI Jhandewalan (Delhi) branch, Mob: +91 9718466262) 4. Ms Nidhi Gupta (Mob: +91 9718479898) 5. Mr. Atul Ranjan 6. Apoorv Garg (Ecircle personnel), Mob: +91 9540567766 I had a LIC policy which i surrendered before the maturity. As I surrendered this policy before the maturity, I lost my money around INR 70,000. And on 7th May 2014, I got the call from Ms Nidhi from IGMS-IRDA, who said that she would help me to get my lost amount back. She explained me a process, for which she asked to issue the cheque in favor of Ecircle. Initially she told me that I had to pay only 15,900 as a process fee and within 20 days they will help me to get back. Because of my financial needs, I decided to issue a cheque of 15,900 in favor of Ecircle. And once that cheque gets cleared, Ecircle team provides you the ecircle code. But whenever payment days come, these guys used to ask me to issue them a new cheque to complete some formalities and like an idiot, I kept on issuing them cheques and these buggers kept on shifting the dates to some other dates. Till now, I have issued 7 cheques and the details of every cheque is given below Sr. No: Cheques Number Issuing Bank Cheque Issuing Date Cheque Amount Infavor of Ecircle Code 1 36424 Axis Bank 12-May-2014 ₹ 15,900 Ecircle E 7860457 2 36425 Axis Bank 17-May-2014 ₹ 15,900 Ecircle E 7860465 3 36429 Axis Bank 28-May-2014 ₹ 26,900 Ecircle E 7860491 4 36432 Axis Bank 4-Jun-2014 ₹ 26,900 Ecircle E 7860496 5 36433 Axis Bank 14-Jun-2014 ₹ 26,900 Ecircle E 7860507 6 36436 Axis Bank 26-Jun-2014 ₹ 26,900 Ecircle E 7860528 7 36437 Axis Bank 30-Jun-2014 ₹ 26,900 Ecircle E 7860533 I asked my bank to stop the payment of cheque number 036436 after getting a call from Mr. Rajeev Sexena who said his team is not able to process this cheque because of some technical problems. But this reason was cited just to dupe me as he wanted to have one more cheque from my side. On 3rd June 2014, Mr. Rajeev directly asked me to issue him one more cheque inplace of my cheque number 036436 (even though his boss gave him a direction that he didnt need any cheque from my side (i.e. Washim side). I also explained him that I am running out of the money and i dont have the sufficient money. He persuaded me that I had to only issue him a cheque (which can be also issued by my friend on my behalf) and he wont send that cheque for processing. But again he didnt keep his promise, he called me up on 7th June 2014 and asked me that i would get a call from ecircle and i had to verify that call only and he wont process my cheque. But he processed that cheque and because of insufficient balance that cheque was returned back by my friends bank. The cheque details are Cheques was issued on 3rd June 2014 by Mr. Kalpesh Sharad Kadam on my behalf. Cheque was of HDFC bank and the cheque number was “00004” Then they have asked me to give them 48 hrs to return my money. And evenafter 48 hours, they didnt return my money. Because of this, I sent a email to ECircle and explained them everything. And to my surprise, within 5 min, I got a call from Mr. Rajeev Sexena saying that why did I sent a mail to ECircle. Which clearly shows that ECircle team is working with these cheaters. After this mail, Rajeev also told me that I should send a satisfactory mail to them otherwise I wont get the money. As I wanted to have my money back, I did it in the same way. After this incident, I spoke to Mr. Apoorv Garg and explained him the whole story. He asked me to wait till Nov 2014 by saying that if you wont use the policies in 6 months then we will refund your money. Now we are in Nov 2014, and I have not yet got my money. Apart from this Mr. Apoorv is shouting on me and giving excuses every time whenever I call him. Yesterday, he told me to wait till 21st Nov 2014, to get my money back. But I am sure that this time also, I wont get any thing. This organisation is based in Delhi and Noida. I would request you to help me to get my money back. Best Regards Washim Ahamed (+91)7666077518
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