Electronic Cheque Clearance excess deduction

Dear Sir,
I am Shiva kumar , and I have invested in “Franklin India Prima Fund Gr” from the month August 2014 and I have given authorization to deduct amount through ECS for Rs.1000 exactly, For the month August and September company has deducted Rs.1000 exactly as per my ECS authorization , but for the month of October Rs.2000 were deducted from my account which against as per agreement between me and Franklin templeton.
Could you please give you suggestion how to compensate the amount , and can I take legal action towards this company.(what if I maintained only Rs.1000, my cheque could have bounced)

Regards
Shiva Kumar
Cell:+919014958748


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