DISCRIPENCIES IN UPDATION OF MY PAID PREMIUMS AND ITS DOUBTFUL STATUS

Location/place: NEW DELHI

Name of company/service: LIC OF INDIA/ INSURANCE

DEAR SIR/MADAM,
GREETINGS!!!

I AM IN POSSESSION OF LIC NEW BIMA GOLD POLICY NUMBER 236043598 w.e.f. MARCH 2010. I HAVE BEEN PAYING MY HALF YEARLY PREMIUMS REGULARLY. IN SEPTEMBER 2011 I SUBMITTED A CHEQUE FOR MY DUE PREMIUM BUT SAME WAS DISHONOURED AS DATE WAS NOT WRITTEN ON THE CHEQUE. ON HEARING FROM MY BANKER,I IMMEDIATELY DEPOSITED THE PAYMENT OF RS. 13664/- BY CASH WITHIN THE GRACE PERIOD OF 01 MONTH THAT IS ON 18.10.2011. A RECEIPT NO. 72659325 WAS ISSUED AGAINST SAID PAYMENT BUT WAS FOR PREMIUM DUE IN MARCH 2012 BY MISTAKE INSTEAD OF SEPTEMBER 2011. THE LIC OF INDIA ONLINE PORTAL IS STILL SHOWING IN MY PREMIUM PAID STATEMENT THAT THE SEPTEMBER PREMIUM “CHEQUE DISHONOURED” AND NO DETAILS ABOUT THE CASH PAYMENT MADE FOR THE SAME. INSTEAD OF SEPTEMBER PREMIUM IT IS SHOWING PAYMENT MADE FOR MARCH 2012. ACCORDING TO AFORESAID DETAILS, I HAVE A STRONG DOUBT THAT I AM A DEFAULTER IN MY PREMIUMS AND IS NOT ENTITLED FOR INSURANCE BENEFITS WHATSOEVER. I HAVE BEEN COMPLAING TO LIC OF INDIA MANY TIMES FOR THE NECESSARY RECTIFICATION AND TO CLARIFY THAT MY POLICY IS HOLDING A REGULARY STATUS BUT I HAVE NOT RECEIVED ANY ANSWER OF MY COMPLAINTS SO FAR. NOW, I DO NOT HAVE COURAGE TO TRUST LIC OF INDIA THAT MY INVESTED MONEY IS SAFE, MY POLICY IS IN REGULAR STATUS AND I WILL RECEIVE ALL THE BENEFITS ON ITS MATURITY OR IN OTHER CIRCUMSTANCES. IN VIEW OF ABOVE, I WOULD LIKE TO COME OUT OF THIS POLICY AND WANT ALL MY INVESTED MONEY BACK FROM LIC OF INDIA AT THE EARLIEST. YOU ARE THEREFORE REQUESTED TO INTERVENE IN THIS REGARD AND HELP ME TO GET ALL MY INVESTED MONEY BACK FROM LIC OF INDIA WITH INTEREST. AS MY NEXT PREMIUM IS DUE IN SEPTEMBER 2012, I WOULD REQUEST YOU TO HELP ME BY TAKING A PROMPT ACTION. OTHERWISE, I HAVE A STRONG DOUBT THAT ALL MY INVESTMENT WOULD BE WASTED.

MANY THANKS IN ANTICIPATION.

PUNITA BHATNAGAR
D-2A/38 B, JANAK PURI,
NEW DELHI.
MOBILE NO. 9999788063
E-MAIL: [email protected]


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