deduction of money after stop payment

Dear Sir,

I would like to say that i had a product from Sterling Holidays in the year2012,under the scheme of EMI to be deducted through ECS . After few months they stop taking ECS without informing me nor a instruction from myside to stop ECS. after 3 to 4 months they send me a mail to pay the outstanding of 20,000/- for which i decline and stop the product further even after that my ECS was been deducted. then i sent them a mail to stop my ECS


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