Credit Card

Location/place: Bhiwandi

Hi, I am from mumbai, I got a call from ICICI Bank Credit Card yesterday that i have defaulted their Credit Card payment in 2007, but i had not applied for credit card in my lifetime and these people are forcing me to do the payment or else i wont be able to apply for loan or credit card in future. When i have not taken any advantage of credit card, why should i pay for it. And if these people are saying that i have’nt paid the due, where were these people for last 5years, were they sleeping? I think ICICI Bank itself is a fraud bank.