Clear the name for Cibil

Comments

2 responses to “Clear the name for Cibil”

1. 

   munna

   September 4, 2013

   we will help you by clearing your cibil issue you can contact to this no:8197875621
2. 

   Syed Arif

   July 18, 2014

   1. We will purchase a detailed CIBIL report (CIR) on your behalf.

   2. We will be analyze your Credit History & Credit Score.

   3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)

   4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.

   5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)

   6. Then we will check with the bank about the closure amount.

   7. After paying the closure amount to the creditors.

   8. We will get you the closure letter/ No due certificate letter from the bank.

   9. We take the complete responsibility of the documentation for closure.

   10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.

   11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score

   12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined.

   CIBIL
   :-collects and maintains your personal information and records of your payments pertaining to loans and credit cards. This information is then used to create credit information report(CIR)and credit scores which are provided to lenders in order to help evaluate and approve/reject loan applications/credit cards
   Major factors affects for credit score
   

   1 Payment history.
   

   2 High utilization of credit limit.
   

   3 Higher percentage of credit cards or personal loans(also known as unsecured loan).
   

   4 Many new accounts opened recently.
   Different types of ownership seen in the cibil report
   1. Single 2.Joint 3.Authorized User 4.Guarantor
   Causes of negative or bad credit history
   Irregular payment history, Write-offs and Settlements, High Current Balances, High number of Enquiries.
   Collection Agents
   :-In a word, NO.Many Collection agents use aggressive tactics in an effort to frighten you into paying them directly. Some will claim that they will not work with a settlement company or third party. Others will try to scar
   e you into not working with settlement companies because they “will rob you of your money”. These are nothing more than scare
   -tactics because they know they will get more money out of you are forced to deal with them directly. If you are contacted, simply tell them that you are i enrolled with Debt Doctor for Debt Negotiation and settlement services, give them the telephone number of our help line(Which you will receive after enrolling),and then simply hang up. You are paying us to handle the dirty work, s
   o don’t take more
   burden on your shoulders than you have to!

   CIBIL CLERANCE
   :-We will get the cibil report. Our CIBIL Management service includes analysis of your CIBIL report, steps to resolve any discrepancies, including its rectification. Further we assist individuals to increase their credit score and overall credibility in terms of credit worthiness clearing.

   For Further Details Contact : Syed Arif : 9535385135