Cheque Bounce &also bank charges are charges to our account , too many times

Location/place: Greater Noida

Dear Sir,

i am a farmer and i sell my anaj(wheat) to government khreed kendraFOOD CORPORATION OF INDIA (FCI) in month of april after some delay they issue two cheque of SBI(sikendrabad UP) to me. and i am deposite one cheque on 18-may-2012 & 21-may-2012 cheque no. are 028492 & 028494. but cheque are return (bounce) and our bank punjab national bank (kasna greater noida) has charges bank charges to us!!. same process repeat so many times till now 20.06.2012 we are not received (credit) any amt. to our account. and bank charges approx Rs. 500 are deducted to our account. as you know we are farmer and we have no other source of income. aur hume apni fasal ka paisa bhee sahi time per nahi melaga to hum apne parivar ka palan poshan kaise ker paynge. app hume bank se hargana dilwaye bank charges reverse kervaye aur humera paise puri thrah humera accounts me credit kerwaye.

Regards,

Megh Singh
Vill- emaliyaka post – kasna
gautam budh nagar
mob- 9871158935
my PNB A/c No- 3659000100047968

and payer bank is SBI sikendrabad (FCI)