Location/place: Hyderabad
Name of company/service: IT
Recently I applied for a home loan. The entire criterion for applying the loan was fulfilled. But to my utter surprise I was denied the same during verification and was told that my name was there in CIBIL defaulter list. Earlier I have taken personal loans, ICICI, Citi Bank and HSBC. All the loans have been paid back successfully.
In Cbil Report I notified there is a 5.25 lakhs loan from JM Asset Fin dated on 18th July 2007. Till date payment overdue is showing same amount 5.25. My salary is not more than 50 thousand. How can I get 5.25 Lakhs loan? Recently I got a two wheeler loan and in cleared with one year. If I am defaulter how I got Vehicle loan.
I would be grateful to you if you let me know what exactly prompted my name to be there in CIBIL defaulters.
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