bajaj allianz CashRich Insurance Plan

Location/place: Bangalore

Name of company/service: bajaj allianz Sarve shakti suraksha

When I opened a suidha account in Citi Bank their agents told me that they have a ULIP type of scheme but instead of locking period of 5 years this one has a locking period of just 1 year. Your money will grow and you can withdraw after 1 year without any penalty.

I had purchased this policy in June2011. The premium amount of Rs 1500/- of which was getting deducted from my CITIBANK salaried account on monthly basis.

Also I have paid premium for 19months (Rs 28500/-) and I am getting cancellation refund amount of Rs 19474/-. Where is the rest of the money that I have paid?

So how could they deduct 40% of the total premium paid amount?

On trying to call the Bajaj Allianz agent, I am getting no response.

I agree and subcribed. I kep asking them for the policy document which till date even after 2 years I haven’t received.

Then through other sources I came to know about this fraud with other consumers as well.
They will deduct as high as 40 % of the premium.

It was a huge mistake on my part that I trusted this fraud company Bajaj Allianz, even though my friends asked me not to invest in it.
Even the premium certificate appears to be fake.

Kindly advice how can I get my full refund amount.

I am left all stranded and cheated in this nexus!!

I am going to raise a complaint against it in Cosumer court by hiring a lawyer.

Regards,
Alok Agrawal
+91-8007517979


Comments

3 responses to “bajaj allianz CashRich Insurance Plan”

  1. Hey guys, If you are investing in bajaj allianz then think as many times as you can because you are going to give your money to thieves or robbers. Once they will get money then you have to follow up with them you will get no response even Cutomer care numbers seems just number for entertainment. To get your money back you have to call them as many time as they are going to borrow with some one else.So please be careful all the agents of bajaj allianz are thieves or pimp once they will get their hush money then they will forget you.

  2. Today I got call from bajaj allianz Pune office. They were saying that they will deduct only 7% but when I asked them to give me a written then they said can’t give in written. Bajaj allianz dose’t have any office so people can visit their and get their queries resolved and they are saying me to visit Citi bank office they will return you, your money after deductions of 7% but when I went over there they said they will deduct 40%.

  3. Bajaj Allianz Avatar
    Bajaj Allianz

    Dear Alok,

    Our sincere apologizes for the disappointment faced by you. We would like to help you out. We have noted your concern and the contact details that you have mentioned and we will get in touch with you soon to address the issue.

    Sincerely,

    Bajaj Allianz
    Life Insurance

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