Bajaj Alianz Sarva Shakti Suraksha

Hi Bajaj Allianz Team,

Till now i have paid Rs.58000.When i called customer care they say my account value is Rs.50076.80.What exactly the meaning of “Account Value”,you mean i am in a loss of Rs.8000.
I Need the clarification on this ASAP.
Policy no – 0288768252
Contact no – 9704181040