loan reject

Location/place: sriganganagar

Name of company/service: hdfc bank

sir last month i hv applied a loan from hdfc bank but bank hv refused my loan due to this reason becose the month of march
my payment of credit card wAS LATE AND I HV MADE MY THIS PAYMENT IN THE MONTH OF APRIL WITH INTEREST. BUT KNOW I HV GOT THE MAIL FROM CREDIT CARD DEPARTMENT TO INCRESE MY CREDIT CARD LIMIT FROM 65 THOUSAND TO 1LAC .SO IT IS VERY DIFFICULT FOR ME TO UNDERSTAND THAT WHY MY LOAN IS REJECTED . SO KINDLY HELP THAT ONE SIDE THEY ARE GOING TO INCRESE MY LIMIT AND ANOTHER SIDE THEY ARE SHOWING DOUBT ON MY CREDIBILITY.