I have taken a car insurance from bajaj general insurance company ltd. This was a renewal policy means I was continuing the policy and paying the premium for the second time in same general insurance company. I had applied for NIL DEBT POLICY for first year and I got a renewal notice from company so i paid the amount as instructed by them. Now when my car met with accident they are saying my policy is not NIL DEBT so i need to pay 50% of the expense. I fail to understand how the policy changed from NIL DEBT to NORMAL POLICY without my notice.
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