I had applied for a home loan with this company recently.
The initial verification of my eligibility carried out by them ensured that I will be able to get a loan up to an amount of Rs. 65 Lacs based on which I gave them a cheque for Rs. 3000/- for processing my application with a guarantee as all other financial institutions including HDFC that the processing charges will not be levied in case the loan could not be sanctioned by Bajaj.
However to my my surprise they not only conveyed in writing that the loan is not sanctioned but also the cheque I gave them with good faith has been en cashed without any intimation to me.
When I demanded the refund of my money to my shock they send me excerpts from the CBIL report and concluded as concern for not being able to extend loan to me. My CBIL score is 764 and I have a exellent track record of payments in the last 5 years even with BAJAJ consumer finance.
I understand that Bajaj cannot levy the processing charges for not rendering a service to me, as for me if it is only to know the CBIL report I would have been able to get it only for Rs. 470/-
Bajaj is unjustified in their act to levy this charge and I wish this form may please intervene and get money refunded.
Name of person in Contact : Ratan Singh : Cell No.9930597935 email :[email protected]
[email protected]
I thank you in Advance
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