credit card payment

Location/place: singrauli

Name of company/service: hdfc

dear sir
hdfc bank has issued me a credit card forcefully just to meet there target . I have used that card and some payment were left due to some personal reason I am not able to pay that amount but hdfc has charged me a lot of interest on that amount and they were forcing me to pay the amount please sir help me out because I don’t have money and I cant do any thing.